Internet Pulse Credit Repair

Credit Repair Consulting

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There's a lot of misinformation going around about credit repair. Find out the truth here!

Why Do I Need A Credit Monitoring Service?

There are many reasons why we help others and ourselves. I think everyone has a need to help other people and maybe that need doesn’t get fulfilled as often as it should. That is why I’m here, to help. We live in a society where everything is built around money and spending it. There are many ways people try to take your money. One way is to get you into a system that is rigged against you like a poker game. No matter what you do, the house always has a big edge. This is how today's credit system is set up. There are laws regulating the system, but sometimes you may wonder if they are being used.

Reports on the current system show that over 75 percent of credit reports have errors on them. It could be a misspelling of your name or even have some other reporting error. Now you may think the credit bureaus should fix the errors or at least the glaring ones . But they don’t . You won’t know this unless you are monitoring the report or you go and try to buy a big ticket item. The merchant won’t tell you anything except your interest rate will be 24 percent instead of 12. If you monitor your report you will know when a change has been made to your report. The company I recommend for credit monitoring is MyFreeScoreNow and you can Check them out now at this link MyFreeScoreNow

They will give you a link to monitor your credit as well as suggestions on what you can do to improve it. There is also a link to your smart phone and a money manager that has the potential to save you hundreds of dollars a month. I invite you to click on the link and see for yourself and sign up to look around . You will have seven days to make up your mind.

Where Do I Repair My Credit?

You can treat this as a Do It Yourself project, also known as D.I.Y. The FTC says do it yourself and save some money. That's really a great idea if you have the time to spare. The first step is to get a copy of your credit report. You can get one free at . Then you can try and figure out which items on the reports should be disputed first. Once you have done that , you write a dispute letter to each of the credit bureaus that are reporting it and sit back and wait for their response.

If you don’t get a response, they may have agreed with you and removed all of your disputes. It’s a good feeling if you are that lucky. You should get another report to see if the disputed items have been removed. If not, it’s time for round two. Now it’s starting to take some time. Round two is follow up letters to the credit bureaus . This time you will have to show some proof that it is an error.

That's how the system works. It will be a six month process at least , in most cases, and a lot of cases go for a year. This means lots of letters and responses and places where you can make a mistake. Mistakes can be costly. So let us do the leg work for you and get it done as quickly as possible and make no mistakes.

How Do Credit Repair Companies Fix Credit Problems?

First, there are no quick fixes. Credit Bureaus have 30 to 45 days to respond to any disputed items on a credit report. This means you will have to wait to see if they remove your disputed credit item or verify that its correct. Internet Pulse Credit Repair will be in touch with you the minute we know something.

Are Credit Repair Companies Legit?

Most Credit Repair Companies are legitimate. Check [company name] reviews online to see what good recommendations are there.

Why Is Credit Repair Important?

Bad Credit means you will pay significantly more for the same items that others have. A 15 thousand dollar car loan for 60 months is 283.00 @ 5% interest. That same loan is 319.00 @ 10 percent interest. Which one do you like better? This applies to mortgages and pretty much anything you buy, too. Internet Pulse Credit Repair will remove charge offs, evictions and many other problems if they can be removed and that will save you big bucks. This is because Credit Bureau's don't actually verify info and over 70 percent of Americans have at least one error on their credit report.

How Can I Find Out Whats On My Credit Report?

Internet Pulse Credit Repair is offering a free consultation and will dispute 5 items on your credit report Free! The only requirement is that you pay for a Credit Monitoring Service that will keep track of any changes in your credit score. This way you will be able to see how good our work is and you might even want to become an affiliate. Click this link to get a Free Credit Revue and sign up for Credit Monitoring. MyFreeScoreNow

Will Credit Repair Remove Late Payments ?

Credit Repair companies are paid to be persistent. When the banks and credit bureaus hold you down, just never give up. The uncomplicated way for a late payment removal is if a late payment is on your credit report in error. Then you can get it removed with a dispute letter relatively easily. If the late payment does actually belong to you, you may be able to get it removed by the bank with a goodwill letter. A late payment may be made known to the credit bureaus once it goes past 30 days past due. Some creditors may not report it at all, especially if you’re known to be a good client. Others may wait until you close your account to report them. Once you are 90 days late or more, it affects your credit negatively even more. The danger here is, it can be turned into a charge-off . This would happen if the assignee sells the outstanding balance to a collection agency. However, even if you are already 90-plus days late on a payment, it’s still a good idea to pay to avoid additional harm in the form of a charge-off, collection, or repossession.

It doesn’t really matter how much you owe, past due accounts have the same effect. To the credit reporting agencies, a late payment of $50 is just as bad as one of $5,000. Knowing this, if you have to make a choice between which bills to pay first, it may be wise to pay the less expensive ones first.

Fill Out The Form Now

Complete the Contact Us form below with the phone number you would like a call at. Matt, the Credit Guy will call and tell you what the next steps are. Have questions and comments ready.